Top 10 best personal loan providers | Required documents, interest rates, payback time
SoFi - Best Overall Personal Loan Positive things: No fees High loan amounts Unemployment protection Negative things: High credit score requirement No co-signers allowed Required documents: Proof of income Proof of citizenship or permanent residency Government-issued ID Interest rates: 5.99% to 20.69% Payback time: 2 to 7 years LightStream - Best for Low-Interest Rates Positive things: No fees Low-interest rates Fast funding Negative things: High credit score requirement No prequalification option Required documents: Proof of income Proof of citizenship or permanent residency Government-issued ID Interest rates: 2.49% to 19.99% Payback time: 2 to 12 years LendingPoint – Best for Fast Funding & Below-Average Credit Positive things: Fast funding Below-average credit accepted Co-signers allowed Negative things: High origination fee (up to 6%) High-interest rates for low credit scores (up to 35.99%) Required documents: Proof of income Proof of citizenship or permanent ...